The electric carsharing company Emov, of the French group PSA, has announced that it will allow users to eliminate the deductible for damage to the vehicle, which added the first 500 euros of damage to the user, in exchange for adding a euro to the total price of the trip.
This possibility, called as ‘Emov Zero’, will cover all users of this car-sharing system, whatever their age or the years of membership, giving them the option to eliminate the franchise for one more euro when the user has reserved the car with the mobile application and be ready to open it.
Until now, the user who used an Emov vehicle and had an incident was covered by an all-risk insurance with a deductible of up to 500 euros, which means that he would pay the damages produced in the vehicle up to that amount, as long as it was the cause of the collision.
With this new option, the user will be able to avoid taking charge of this franchise, an option that allows the customer to “use the service without any concern”, according to the general director of Emov, Fernando Izquierdo.
“We are sure that this possibility will complement all the existing advantages of the carpool service today and eliminate a barrier for users who feel more anxious about having to face unexpected charges resulting from an accident,” he added in the same press release.
The majority of car-sharing companies operating in Spain, such as Car2go, Zity or Bluemove have a deductible of up to 500 euros in the case of damages to the vehicle itself if the driver is the cause (between 295 and 495 in Bluemove depending on the type of user, and 1,000 in the case of Mercedes-Benz vehicles of the Car2Go fleet).
This has led to the emergence of insurance that, in exchange for an annuity, offers to take care of those payments required by the carsharing companies when the driver damages one of their vehicles.